Retirement Income Planning
One of the most important aspects of financial planning is the Retirement Income Plan. Our approach ensures that you know to your numbers. A good plan addresses questions you might have about your retirement date, standard of living and tax liability post-retirement, whether you should elect to take CPP early or would benefit from income splitting, and shows you how to effectively coordinate income from all sources, be they company pension monies, CPP, OAS, non-registered holdings, RRIFs, TFSAs or LIFs.
Our unique Retirement Income Planning process provides immediate clarity and ongoing direction. We will help you understand the choices you have within your pension plan, how to properly structure your portfolio to produce retirement income, and we will help you make the right decisions for your unique situation before you leave work.