New Group Retirement Program exclusive to all members of the Winnipeg Construction Association and the Construction Association of Rural Manitoba.
Winnipeg Construction Association and CARM Member Companies now have access to a specialized Group Retirement Solutions offering.
The Group Retirement Division of AQ has partnered with Assante Capital Management. The combined expertise of the AQ service group and the investment specialists at Assante entitles each of the participating Construction Association member companies to the industry’s highest caliber of Account Management and Investment Coaching.
The plan design is a combination Group RRSP (Registered Retirement Savings Plan) and Group DPSP (Deferred Profit Sharing Plan). The Group RSP portion of the plan is designed for employee contributions while the Group DPSP portion is for employer contributions only. This plan design provides many benefits to the employer while helping employees build their retirement savings. Some of these benefits are:
- Flexibility
- Cost Control
- Attract & retain good employees
- Reward top performers or a specified executive class
- Tax advantaged compensation
The Group RRSP/DPSP program has been established to offer each member company and its employees access to:
- Discounted Management Fees
- Easy set-up & administration
- Waived minimum deposit requirements
- Flexible program design tailored to fit your company’s needs
- Access to professional investment management
- Access to individual financial counseling
- Administrative assistance and management of compliance requirements
- Most importantly, the ability to enhance your compensation package and provide immediate tax savings to the employer and employee which will assist you in your attraction and retention targets
For more detailed information on this program, please contact us!

